While the last thing you want to think about is the total loss on a vehicle, it’s important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial 贷款保护 Policy will result in repairs being covered and loans being repaid, 你的内心会更加平静.
 
什么是保证资产保障?
Guaranteed Asset Protection, also known as GAP, is for anybody buying a new or used vehicle. In the unfortunate circumstance your vehicle is stolen or damaged and deemed a total loss, GAP can help cover the difference between what you owe and what your insurance company says your vehicle is worth, 可能为你节省数千美元.
 
We hear several misconceptions with our members and want to make sure you have the best information possible in making your decision. Here are some common myths and facts about GAP:

Myth: GAP replaces your primary insurance coverage.
Fact: GAP simply enhances your auto protection and protects your wallet.
 
Myth: Used vehicles financed at less than 100% of NADA/retail value do not need GAP.
Fact: Primary settlements on date of loss are rarely at retail value.
 
迷思:我不能资助GAP.
Fact: Yes, you can finance GAP and avoid out-of-pocket expenses down the road.
 
Myth: If you already have an existing car loan, you cannot add GAP.
Fact: You can add GAP coverage at any time if your car is not already damaged or totaled.


现在汽车越来越贵了, members are seeking out longer financing options, which can potentially expose you to negative equity, or simply owing more on your car than what it’s worth. This could leave you with having to make a payment on a car that you don’t even have.
 
开始 with Guaranteed Asset Protection
 
See what we can do for you today by speaking with an Arbor Financial 贷款 Specialist at 269.488.5945, 网上申请, or 停在任何树枝旁.

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